html, body, h1, h2, h3, h4, {
	margin: 0;
	padding: 0;
}

.normal {
	font-weight: normal;
}
img {border:none;}
	
body {	
	
	font:11px "Trebuchet MS", Verdana;
	color: #333333;	
	padding-bottom:0px;
	padding-top:0px;
	margin:0px;
	overflow-x:hidden;	
}

a{ color:#006699;
	text-decoration:none;}
a:hover{ color: #CC3300;
	text-decoration:none;}


h1{
	font-size:15px;
	color:#FFFFFF;
	text-align:left;
	line-height: 40px;
	font-weight: bold;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin:0px;

}
h1 a{
	color:#ff7900;
	text-decoration:none;
}
h1 a:hover{
	color:#c23c00;
	text-decoration:none;
}

h2{
	font-size:22px;
	color:#ff7900;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	line-height: 20px;
	margin-left: 5px;
	margin-top: 5px;
	margin-bottom:7px;
	font-weight: normal;
	margin-right: 5px;
}
h2 a{
	color:#ff7900;
	text-decoration:none;
}
h2 a:hover{
	color:#c23c00;
	text-decoration:none;
}
.head-display {
	background-color: #b6b5b5;
	line-height: 25px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #000000;
	text-align: left;
	padding-left: 8px;
}

.clear{ clear:both;}

p{
	margin-left:7px;
	margin-right:7px;
	margin-top:5px;
	font-family: "Trebuchet MS";
	font-size: 14px;
	line-height: 22px;
	color: #333333;
	font-weight: normal;
	text-align:justify;
} 

p a {
color: #993300;
text-decoration:none;}

p a:hover {
color:#2d5f04;
text-decoration:none;
border-bottom:dashed 1px #2d5f04; }

/*img {
	border: 0;
}*/
.display-block {
	border: 1px dotted #009EDA;
	padding: 5px;
	margin-top: 10px;
	margin-bottom: 5px;
}

.right {
	float: right;
}
.wrapper{
	width:1004px;	
	height:auto;
	margin-right:0px;
	margin-left:0px;
		
}
.row{
	float:left;
	width:1004px;	
	height:auto;
			
}

/*----------top-nav----------------------*/
.top-nav-holder{
	float:left;	
	width:1004px;	
	height:43px;
	/*padding-top:10px;*/
	background-image:url(images/top-nav-bg-u.gif);
	background-repeat:repeat-x;
			
}
.top-nav {
	color: #FFFFFF;
	float: left;
	line-height: 43px;	
	font-size: 14px;
	font-weight: normal;
}
.top-nav a{
	color: #FFFFFF;
	float: left;
	line-height: 43px;
	padding-right: 16px;
	padding-left: 16px;
	font-size: 14px;
	font-weight: normal;	
	text-decoration:none;
	background-image:url(images/top-nav-bg-u.gif);
	background-repeat:repeat-x;
}
.top-nav a:hover{
	color: #FFFFFF;
	float: left;
	line-height: 43px;
	padding-right: 16px;
	padding-left: 16px;
	font-size: 14px;
	font-weight: normal;	
	text-decoration:none;
	background-image: url(images/top-nav-bg-o.gif);
	background-repeat:repeat-x;
}
/*----------banner----------------------*/
.banner-holder{
	float:left;	
	width:1004px;	
	height:280px;
	
			
}
.banner-1-logo-holder{
	float:left;	
	width:381px;	
	height:280px;
	
			
}
.logo{
	float:left;	
	width:381px;	
	height:80px;
	
			
}
.banner-1{
	float:left;	
	width:381px;	
	height:200px;
	
			
}
.banner-btm{
	float:left;	
	width:1004px;	
	height:19px;
	
			
}
/*-----------main-body--------------*/
.middle-container{
	float:left;
	width:1004px;	
	height:auto;
	background-image:url(images/main-bg.gif);
	background-repeat:repeat-y;
			
}
.three-step-row{
	
	width:974px;
	height:auto;
	background-color:#f3f3f3;	
	margin-right: 17px;
	margin-left: 13px;
}
.three-step-row-left{
	float:left;
	width:270px;
	height:auto;
}
.three-step-row-right{
	float:left;
	width:704px;
	height:auto;
}
.step-1{
	float:left;
	width:206px;
	background-image:url(images/step-1.gif);
	background-repeat:no-repeat;
	height:275px;
	margin-left: 10px;
}
.step-2{
	float:left;
	width:206px;
	background-image: url(images/step-2.gif);
	background-repeat:no-repeat;
	height:275px;
	margin-left: 35px;
}
.step-3{
	float:left;
	width:206px;
	background-image: url(images/step-3.gif);
	background-repeat:no-repeat;
	height:275px;
	margin-left: 32px;
}
.testimonial {
	background-color: #727272;
	margin-left:5px;
	margin-right:2px;
	margin-top:10px;
	float: left;
	width:263px;
	height: auto;
}
.testimonial-row{
	float: left;
	width:243px;
	padding-left:20px;
	height: auto;
}
.testimonial-in-row{
	float: left;
	width:243px;	
	height: auto;
	padding-top:5px;
	padding-bottom:5px;
}
.testimonial-heading{
	 font-size:12px;
	 color:#000000;
	 font-weight:bold;
}
.testimonial-text{
	font-size:11px;
	 color:#FFFFFF;
}
.textimonial-bold-txt{
	font-size:11px;
	color:#000000;
	font-weight:bold;
	text-align:left;
	text-decoration:underline;
}
.name{
	font-size:11px;
	color:#000000;
	font-weight:bold;
	text-align:right;
	text-decoration:none;
	margin-right:5px;
}
.img-container{
	float: left;
	width:90px;
	margin-left:0px;
	height: auto;
}
.txt-container{
	float: left;
	width:138px;
    margin-left:5px;
	margin-right:10px;
	height: auto;
	text-align:left;
}
.footer-divider {
	float: left;
	height: 38px;
	width: 1004px;
}


	
.main-page-btm{
	float:left;
	width:1004px;	
	height:15px;
				
}
.left-col{
	float:left;
	width:284px;	
	height:auto;
}
.left-nav-head{
	float:left;
	width:284px;	
	height:41px;
	background-image:url(images/left-nav-head.gif);
	background-repeat:no-repeat;
	
}
.left-nav-txt-heading{
	color:#FFFFFF;
	font-size:14px;
	line-height:41px;
	text-align:left;
	margin-left:40px;
}
.left-nav-bg-main{
	float:left;
	width:261px;
	height:auto;
	background-image: url(images/left-nav-main-bg.gif);
	background-repeat: repeat-y;
	padding-left: 23px;
	text-align: left;
	
}
.left-nav-bg-btm{
	float:left;
	width:284px;	
	height:8px;
		
}
.right-col{
	float:left;
	width:720px;	
	height:auto;
}
.box-bg-top-heading{
	float:left;
	width:705px;
	height:41px;
	background-image:url(images/box-bg-top-heading.gif);
	background-repeat:no-repeat;
	padding-left: 15px;
}
.box-bg-top-text{
	font-size:15px;
	color:#FFFFFF;
	text-align:left;
	line-height: 40px;
	font-weight: bold;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
.box-bg-middle{
	float:left;
	width:720px;	
	height:auto;
	background-image: url(images/box-bg-middle.gif);
	background-repeat:repeat-y;
}

.box-bg-middle-flexible{

float:left;
	width:680px;	
	height:auto;
	padding-left:15px;
	padding-right:25px;
	background-image: url(images/box-bg-middle.gif);
	background-repeat:repeat-y;

}
.box-bg-btm{
	float:left;
	width:720px;	
	height:7px;
}
.right-left{
	float:left;
	width:440px;
	height:auto;
	padding-right: 10px;
	padding-left: 10px;
}
.right-right{
	float:left;
	width:250px;	
	height:auto;
}



.form-container{
	float:left;
	width:233px;
	height:317px;
	background-image:url(images/home-pg-frm-bg.gif);
	background-repeat:no-repeat;
	margin-top:5px;
	margin-bottom:5px;
	
	
	
}
/*------footer-container-----*/
.footer-container{
	float:left;
	width:1004px;
	height:auto;
	background-image:url(images/main-bg.gif);
	background-repeat:repeat-y;
	text-align: center;
			
}
.footer-inside-block{
	float:left;
	width:974px;
	height:auto;
	background-color:#666666;
	margin-right: 17px;
	margin-left: 13px;
	padding-top:10px;
	padding-bottom:10px;
	
	
}
.footer-nav{
	font-size:12px;
	color: #FFFFFF;
}
.footer-nav a{
	font-size:12px;
	color:#FFFFFF;
	text-decoration:none;
}
.footer-nav a:hover{
	font-size:12px;
	color: #FFCC00;
	text-decoration:none;
}
/*--------left-nav-----------*/
.left-nav{
	 font-size:15px;
	 font-family: Geneva, Arial, Helvetica, sans-serif;
	 font-weight:bold;
	 color:#164a7b;
	 line-height:40px;
}
.left-nav a{	
	color:#164a7b;
	line-height:40px;
	text-decoration:none;
	background-image:url(images/left-nav-bg-o.png);
	background-repeat:no-repeat;
	display:block;
	padding-left: 15px;
	margin-left: 7px;
	margin-top: 5px;
	margin-bottom: 2px;
}
.left-nav a:hover{	
	color:#164a7b;
	line-height:40px;
	text-decoration:none;
	background-image:url(images/left-nav-bg-u.png);
	background-repeat:no-repeat;
	display:block;
	padding-left: 15px;
	margin-left: 7px;
	margin-top: 5px;
	margin-bottom: 2px;
}
/*-----------form---------------*/
.form-title-header{
	float:left;
	width:677px;
	height:auto;
	margin-left:15px;
}
.personal-detail{
	float:left;
	background-image:url(images/personal-detail.gif);
	background-repeat:no-repeat;
	width:677px;
	height:61px;
	margin-left:15px;
}
.go-to-secure{
	font-size:12px;
	text-decoration:none;
}
.go-to-secure a{
 	color:#000000;
	text-decoration:none;
}
.go-to-secure a:hover{
 	color:#006600;
	text-decoration:none;
}
.form-bg-middle{
	float:left;
	width:672px;
	height:auto;
	background-image:url(images/form-bg-middle.gif);
	background-repeat:repeat-y;
	margin-left:15px;
	padding-left:5px;
}
.form-bg-btm{
	float:left;
	width:677px;
	height:25px;
	margin-left:15px;
}
.apply-now-container {
	margin-top: 8px;
	margin-left: 55px;
}
#leftpanel{

	width:250px;
	height:150px;
	
	float:left;
	margin-left:0;
	border:1px solid #FF0000;
	background-repeat:no-repeat;
}
#contentpanel{

	width:750px;
	height:auto;
	float:left;
	margin-left:0;
	border:1px solid #FF0000;
	
}